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The National Association of Local Housing Finance Agencies (NALHFA), founded in 1982, is the national association of professionals working to finance affordable housing in the broader community development context at the local level. As a non-profit association, NALHFA is an advocate before Congress and federal agencies on legislative and regulatory issues affecting affordable housing and provides technical assistance and educational opportunities to its members and the public. Members are city and county agencies, non-profits, and private firms, such as underwriters, consultants, financial advisers, bond counsel, and rating agencies, which help in producing housing from concept to completion.

Our mission…NALHFA’s mission is to provide leadership in the field of affordable housing finance and to deliver quality services to our members.

Our vision…NALHFA’s vision is to be the premier national association of local government housing agencies advancing the interests of our members and providing leadership in the field of affordable housing finance.


NALHFA is governed by a fourteen person Board of Directors, including five officers — President, Vice President, Treasurer, Secretary, and an Immediate Past President.

Care is taken to ensure that the Board is a reasonably accurate reflection of the membership and includes representatives from the regular member agencies from locations characterized by a wide range of demographic and socioeconomic conditions. The President appoints members to a variety of committees to assist in conducting NALHFA business. Policy is developed by the Board of Directors based on committee recommendations and concerns of the general membership.

Day-to-day administration of the Association's affairs is carried out by the staff at NALHFA's National Headquarters.


Ron Williams
Houston, Texas
Southeast Texas Housing Finance Corporation

Kurt Creager
Portland Bureau of Housing

Vivian Benjamin
Montgomery County, MD
Housing Opportunities Commission

Tom Cummings
Pittsburgh, Pennsylvania
Urban Redevelopment Authority

Immediate Past President
Jim Shaw

Austin, TX

Capital Area Housing Finance Corporation


Rushmore Cervantes
Los Angeles, California
Department of Housing

W. D. Morris
Orange County, Florida
Housing Finance Authority

Rich Froehlich
New York, New York
Housing Development Corporation

Cheree Gulley
Miami-Dade County, Florida
Housing Finance Authority

Olson Lee
San Francisco, California
Mayor's Office of Housing

Todd Lee
Washington, DC
Housing Finance Agency

Dawn Luke

Atlanta, GA

Invest Atlanta

Terry McCarthy Jefferson, LA

Jefferson Parish Finance Authority


Jonathan Paine, CAE

Title: Executive Director
Phone: 202-367-2496






TJ Jacobs

Title: Membership & Operations Coordinator
E-mail TJ Jacobs
Phone: (202) 367-1197

TJ Jacobs joined NALHFA in September of 2016. She comes to NALHFA from the Window and Door Manufacturers Association and the National Lumber and Building Material Dealers Association, where she served as the Membership & Operations Coordinator. She holds an undergraduate degree in Psychology from the Washington State University.


Heather Voorman

Title: Policy Director
Phone: (202) 367-2405

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