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2020 Annual Conference Speakers




2020 NALHFA Annual Conference

May 6–9 | New York City | New York Hilton Midtown

Unique Solutions for Affordable Housing




Vicki Been

Deputy Mayor

New York City


Deputy Mayor Vicki Been leads the administration’s efforts to grow and diversify New York City's economy, invest in emerging industries across the five boroughs, build a new generation of affordable housing, and help New Yorkers secure good-paying jobs. The Deputy Mayor oversees and coordinates the operations of over 20 agencies, offices and affiliated entities.


Been has extensive experience fighting to make New York a more affordable and equitable city. As HPD Commissioner from 2014 to 2017, Been helped craft Housing New York, the Mayor’s plan to tackle the affordability crisis and create and preserve 300,000 affordable homes by 2026.

She formerly served as the Director of NYU's Furman Center for Real Estate and Urban Policy, the Boxer Family Professor of Law at NYU School of Law, and an Affiliated Professor of Public Policy of the NYU's Robert F. Wagner Graduate School of Public Service.


Kim Betancourt

Director of Economics and Multifamily Market Research

Fannie Mae Multifamily Mortgage Business


Kim Betancourt is Fannie Mae’s Multifamily Economist. She heads up a team of real estate economists that focus exclusively on the multifamily sector. Ms. Betancourt is responsible for analyzing current economic conditions at both national and local levels, determining their impact on the multifamily sector and identifying future trends. Before joining Fannie Mae, Ms. Betancourt was a Senior Vice President at GMAC Institutional Advisors and managed the Realpoint (now Morningstar Ratings) senior analytical research team. Prior to GMAC, Ms. Betancourt was a Director in the Structured Finance department of Standard & Poor’s and managed a team of 10 senior analysts. She has also held leadership positions with Citicorp and Midlantic National Bank.


Danny Gardner

Senior Vice President

Single-Family Affordable Lending and Access to Credit


Danny Gardner leads Freddie Mac’s Single-Family Affordable Lending and Access to Credit business. He is a member of the Single-Family Senior Management Team, reporting directly to Executive Vice President Dave Lowman. In his role, he is primarily responsible for fulfilling Freddie Mac’s community mission to provide sustainable homeownership education and financing to families who are traditionally underserved by the market. He is also responsible for overseeing Freddie Mac’s delivery and performance against the Single-Family Affordable Lending goals, Duty to Serve regulation and Access to Credit activities in the FHFA Scorecard. He leads engagement with state and local housing finance agencies, diverse and inclusive realtor associations and national and local community development organizations, to establish partnerships and programs that create successful homeowners.


With Freddie Mac since 2015, Mr. Gardner brings over 24 years of mortgage banking experience. He has spent most of his career in leadership roles focused on providing opportunities for families to buy their first homes. As leader of CRA Lending for the mortgage businesses of Citibank and Capital One and chief operating officer of the National Community Stabilization Trust, he helped municipalities and nonprofit organizations reclaim neighborhoods devastated by the foreclosure crisis. He’s also spent a large part of his career working with state and local housing finance agencies by serving as program administrator and master loan servicer for first-time homebuyer programs.



Gerald M. Howard

Chief Executive Officer

National Association of Home Builders


Jerry Howard, Chief Executive Officer of the National Association of Home Builders, has over 25 years of association experience and a lifetime in the housing industry. Jerry began his association career at the National Association of Realtors, where he served as a Legislative Analyst for tax issues. Prior to joining NAHB, Jerry served as the Chief Lobbyist for the National Council of State Housing Agencies where he was instrumental in the development of the low-income housing tax credit as part of the Tax Reform Act of 1986. Before embarking on his association career, Jerry practiced real estate law in his home state of South Carolina. His exposure to the housing industry has literally encompassed a lifetime; Jerry grew up working in a variety of roles for his father, a developer.



Diane Yentel

President & CEO

National Low Income Housing Coalition


Diane is the President and CEO of the National Low Income Housing Coalition, a membership organization dedicated solely to achieving socially just public policy that ensures people with the lowest incomes in the United States have affordable and decent homes. Diane is a veteran affordable housing policy expert and advocate with nearly two decades of work on affordable housing and community development issues. Before rejoining NLIHC (where she previously worked as a policy analyst), Diane was Vice President of Public Policy and Government Affairs at Enterprise Community Partners, where she led federal, state and local policy, research and advocacy programs. Prior to Enterprise, Diane was the director of the Public Housing Management and Occupancy Division at the US Department of Housing and Urban Development (HUD), where she managed a team overseeing the development and implementation of nationwide public housing policies, procedures and guidelines. She also worked to advance affordable housing policies with Oxfam America and the Massachusetts Coalition for the Homeless, and served for 3 years as a community development Peace Corps volunteer in Zambia. Diane is frequently cited in media outlets, including the Washington Post, The New York Times, Politico, Mother Jones, NPR and The Guardian. She serves on the Board of Directors of the National Housing Conference, the Coalition on Human Needs, and Homes for America, and has a Masters in Social work from the University of Texas at Austin.




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