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2020 Annual Conference Speakers




2020 NALHFA Virtual Conference

July 29-30, 2020

Unique Solutions for Affordable Housing


Keynote Speakers


Shaun Donovan

Former United States Secretary of Housing and Urban Development


Shaun served in President Obama’s Cabinet for his full eight years in office. From January, 2009 to July, 2014, Shaun was the 15th Secretary of the U.S. Department of Housing and Urban Development, where he led the fight against the nation’s unprecedented foreclosure crisis. Under his leadership, HUD helped families rent or buy affordable homes, revitalized distressed communities, fought discrimination and dramatically reduced homelessness. After Hurricane Sandy hit his home town, President Obama asked him to lead the Hurricane Sandy Rebuilding Task Force, leaving a stronger, more resilient region than before the storm hit.

In July, 2014, he was sworn in as the 40th Director of the U.S. Office of Management and Budget. At OMB, Shaun increased investment in key domestic and national security priorities that grew the economy, protected our country and increased opportunity. And he oversaw regulations that reduced inequality, expanded health care, improved education and fought climate change.

Prior to joining the Obama Administration, Donovan served as Commissioner of the New York City Department of Housing Preservation and Development. He also served in the Clinton administration as Deputy Assistant Secretary for Multifamily Housing at HUD and as acting FHA Commissioner.


Diane Yentel

President & CEO

National Low Income Housing Coalition


Diane is the President and CEO of the National Low Income Housing Coalition, a membership organization dedicated solely to achieving socially just public policy that ensures people with the lowest incomes in the United States have affordable and decent homes. Diane is a veteran affordable housing policy expert and advocate with nearly two decades of work on affordable housing and community development issues. Before rejoining NLIHC (where she previously worked as a policy analyst), Diane was Vice President of Public Policy and Government Affairs at Enterprise Community Partners, where she led federal, state and local policy, research and advocacy programs. Prior to Enterprise, Diane was the director of the Public Housing Management and Occupancy Division at the US Department of Housing and Urban Development (HUD), where she managed a team overseeing the development and implementation of nationwide public housing policies, procedures and guidelines. She also worked to advance affordable housing policies with Oxfam America and the Massachusetts Coalition for the Homeless, and served for 3 years as a community development Peace Corps volunteer in Zambia. Diane is frequently cited in media outlets, including the Washington Post, The New York Times, Politico, Mother Jones, NPR and The Guardian. She serves on the Board of Directors of the National Housing Conference, the Coalition on Human Needs, and Homes for America, and has a Masters in Social work from the University of Texas at Austin.



Additional Speakers


Mike Airhart

Managing Director



Mike Airhart is a Managing Director with Stifel's National Housing Finance practice. He is primarily responsible for housing clients in the southeastern U.S. and works out of the Baton Rouge office.


Mr. Airhart has more than 26 years of experience in the housing finance industry as a mortgage banker, nonprofit executive, local housing finance agency director, and investment banker. His depth of knowledge of financial markets is complemented by his hands-on experience in running both market rate and mortgage revenue bond programs. Prior to joining GKB, he served as executive director of a local housing finance authority for three years. Mr. Airhart has served as co-manager and senior manager for numerous single-family mortgage revenue bond transactions.


He holds a MBA degree from Louisiana State University, has been a speaker at many national and regional finance industry conferences.



Dawn Arnold*

Executive Vice President & Chief Operating Officer

Invest Atlanta


Dawn J. Arnold is Executive Vice President & Chief Operating Officer at Invest Atlanta and oversees its Community Development, Finance, Information Technology, Human Resources and Investment Services departments. Prior to her current position, Dawn served as Senior Vice President of Community Development and was responsible for providing leadership and strategic direction in the successful execution of a shared vision of comprehensive community development, quality affordable housing, and economic growth in the City of Atlanta’s ten Tax Allocation Districts. Ms. Arnold also served as the Managing Director of Housing Finance for five years and was responsible for overseeing the successful implementation of $250M in pivotal affordable housing programs, which served to provide viable housing solutions for Atlanta’s workforce, seniors, disabled, and individuals confronted with homelessness. During her tenure with Invest Atlanta, Ms. Arnold also managed and operated the Authority’s multifamily and single-family Housing Bond Portfolio of approximately $1.8 billion and more than 20,000 units of housing. Ms. Arnold earned a Bachelor of Arts Degree in Economics from Spelman College and an MBA in International Business from Georgia State University. She currently serves as President Emeritus of the Board of Directors of Georgia Sustainable Communities Alliance (GSCA), Vice President of the Board of Directors for the National Association of Local Housing Finance Agencies (NALHFA), President of the Formation Board of the Southwest Atlanta Partnership, Inc., Board of Directors of Atlanta Land Trust Collaborative, and is an active member of the Enterprise Community Partners Advisory Board.


Vicki Been

Deputy Mayor

New York City


Deputy Mayor Vicki Been leads the administration’s efforts to grow and diversify New York City's economy, invest in emerging industries across the five boroughs, build a new generation of affordable housing, and help New Yorkers secure good-paying jobs. The Deputy Mayor oversees and coordinates the operations of over 20 agencies, offices and affiliated entities.


Been has extensive experience fighting to make New York a more affordable and equitable city. As HPD Commissioner from 2014 to 2017, Been helped craft Housing New York, the Mayor’s plan to tackle the affordability crisis and create and preserve 300,000 affordable homes by 2026.

She formerly served as the Director of NYU's Furman Center for Real Estate and Urban Policy, the Boxer Family Professor of Law at NYU School of Law, and an Affiliated Professor of Public Policy of the NYU's Robert F. Wagner Graduate School of Public Service.


Kim Betancourt

Director of Economics and Multifamily Market Research

Fannie Mae Multifamily Mortgage Business


Kim Betancourt is Fannie Mae’s Multifamily Economist. She heads up a team of real estate economists that focus exclusively on the multifamily sector. Ms. Betancourt is responsible for analyzing current economic conditions at both national and local levels, determining their impact on the multifamily sector and identifying future trends. Before joining Fannie Mae, Ms. Betancourt was a Senior Vice President at GMAC Institutional Advisors and managed the Realpoint (now Morningstar Ratings) senior analytical research team. Prior to GMAC, Ms. Betancourt was a Director in the Structured Finance department of Standard & Poor’s and managed a team of 10 senior analysts. She has also held leadership positions with Citicorp and Midlantic National Bank.


Mitch Bragin

Chairman of the Firm's National Public Finance Tax Department

Kutak Rock


Mitchell is Chairman of the firm’s National Public Finance Tax Department. Before joining Kutak Rock, he was employed by the Internal Revenue Service, where he was in charge of issuing rulings related to tax-exempt bonds. Mitchell has been an active participant in the American Bar Association Section of Taxation, Committee on Tax-Exempt Financing, as well as the National Association of Bond Lawyers.


Mitchell has experience handling hundreds of financings and maintaining an ongoing dialogue with current representatives of the Internal Revenue Service and United States Treasury Department with regard to matters of significance to the municipal finance industry, as well as representing municipal issuers and finance professionals in audits by the Internal Revenue Service of tax-exempt municipal bonds.


Gary Brantley

Chief Information Officer

City of Atlanta


Gary Brantley is an innovative technology strategist renowned for cultivating productive collaboration through
organizational transformation, delegating resources toward the increase of digital inclusion, and the implementation of a
completely remote workforce infrastructure. He brings more than 20 years of experience in the technology sector, as well as 17 years of leadership, to the City of Atlanta as the Chief Information Officer (CIO) of the Department of Atlanta Information Management (AIM). In this role, Gary is accountable for providing information technology services to all 25 departments, including Public Safety, Justice, Operations, Administration, and Hartsfield-Jackson International Airport.


Damian Busch



Damian Busch provides investment banking services to housing issuers nationwide and a variety of issuers in the northeast. Damian has 14 years of experience in public finance with his career commencing as a quantitative consultant at cfX Inc., providing cash flow modeling and numerical analytics for a number of state and local HFAs. He later worked in the quantitative structuring group at Citi where he provided modeling expertise and optimization of refunding and issuance strategies to housing issuers and the City of New York.  Damian also has the pleasure of serving as Adjunct Faculty at Columbia’s School of International and Public Affairs directing a variety of research projects related to municipal policy. Prior to working in public finance he taught mathematics in the New York City public school system. Damian holds an M.S. in Financial Markets from the Illinois Institute of Technology and a B.S. in Finance from Loyola University of Chicago.  


Paul Cackler

Chief Information Officer

New York City Housing Development Corporation


Paul Cackler is the Chief Information Officer at the New York City Housing Development Corporation (HDC), the top-ranked issuer of multifamily mortgage revenue bonds in the nation. In 2018, HDC issued $1.8 billion in bonds for the creation and preservation of affordable housing in New York City.  Prior to joining the Corporation, he was the Chief Information Officer at the New York City Mayor’s Office of Housing Recovery Operations.


Emily Cadik

Executive Director

Affordable Housing Tax Credit Coalition


Emily Cadik is the Executive Director of the Affordable Housing Tax Credit Coalition (AHTCC), a trade organization of housing professionals who advocate for affordable rental housing financed using the Low-Income Housing Tax Credit (Housing Credit). Prior to joining the AHTCC, she was a Senior Director of Public Policy at Enterprise Community Partners, where she led policy and advocacy related to the Housing Credit and other affordable housing and community development issues, and served on the board of the AHTCC. While at Enterprise she helped to lead the A Call To Invest in Our Neighborhoods (ACTION) Campaign, the nationwide coalition of more than 2,000 organizations and businesses advocating on behalf of the Housing Credit, and remains active in this nationwide advocacy effort. In 2017 she received the NHP Foundation’s inaugural Advocacy Award, and in 2016 was named one of Affordable Housing Finance's Young Leaders. Before joining Enterprise she was a Presidential Management Fellow at the U.S. Department of Housing and Urban Development, where she served as a program coordinator for the Moving to Work demonstration and in the Office of Intergovernmental Affairs. She earned a master’s degree in public policy from the Harvard Kennedy School of Government and a Bachelor of Arts degree from the University of Texas at Austin.


Pete Cannava

Managing Director

Wells Fargo


Mr. Cannava has 18 years of experience in the municipal finance industry and joined Wells Fargo Securities in 2009.  As a Managing Director in Wells Fargo's Public Finance department, Mr. Cannava covers some of the largest and most complex municipal issuers and borrowers in the industry, including New York City Housing Development Corporation, State of New York Mortgage Agency, Freddie Mac, Related Companies and other affordable housing participants.  Mr. Cannava's expertise includes creative bond structuring, innovative ideas utilizing derivatives, ESG bond disclosures including second-party opinions, GSE credit enhancement and MBS structures, and other sophisticated financial tools utilized in the financing of affordable housing.  Mr. Cannava has investment banking experience in many types of financings including real estate, project finance, multifamily, single-family, transportation, CDFI, and 501(c)(3).


Mr. Cannava received a Bachelor of Science in Finance and Computer Information Systems from the Stern School of Business at New York University.


Robert Coleman*

Managing Director

Raymond James


Bob serves as co-head of the firm’s National Housing Group and has been directly involved with all aspects of the firm’s housing practice during his more than 30 year tenure in which his focus has been single family mortgage product and program design and implementation as well as the development and execution of creative financing structures.


In this connection, Bob was active in the development of the tax-exempt forward delivery structure pioneered by Morgan Keegan in 2002 and used successfully for thirty transactions totaling $440 million. He had a primary role in the development and implementation of the first-ever publicly sold step-coupon premium monthly pass-through single family issue of which the firm completed 46 such transactions totaling $1.48 billion beginning in 2005. He was heavily involved in the firm’s role as special advisor to HFAs of $1.28 billion of NIBP programs in December 2009 – January 2010, and he was also instrumental in establishing and continues to oversee the firm’s innovative Turnkey single family mortgage origination program, which to date has been used by 28 of the firm’s state and local HFA clients nationwide to fund over $16 billion in mortgage loans.


Bob received a Bachelor of Arts degree in economics and business administration from Rhodes College. He has Series 7, 24, 50, 53, 54 and 63 registrations.


Justin Cooper




Justin Cooper leads Orrick’s Finance Sector and is a member of the firm’s Management Committee. He also chairs the Public Finance Department’s nationally prominent housing finance group.


Justin's practice is focused primarily in the following areas: affordable multifamily rental housing (local and state housing agencies); lending, including leveraged lending, with public agency borrowers; short- and long-term working capital financings; public higher education; transportation; single-family housing; workouts and restructurings; and cannabis industry financing opportunities.

Justin is on the Board of Directors of the California Housing Consortium and is a past Chairman of the Bond Buyer's California Public Finance Conference. He speaks frequently at conferences and other industry events.

Justin is known in the affordable housing community in particular for being a solution-oriented lawyer who understands the business fundamentals of affordable housing and real estate finance as well as being fully versed in the applicable laws and regulations. He frequently collaborates with developers and other participants in the development of new financial structures and products designed to lower overall financing costs for housing providers and thereby increase both the supply and quality of available affordable housing.

James Coreno

Senior Vice President - HFA Lending

U.S. Bank Home Mortgage


James Coreno is a Senior Vice President, HFA Sales Manager - Housing Finance Agency Division for U.S. Bank Home Mortgage.  James has 38 years of mortgage banking experience.  James began his career with U.S. Bank in August, 2005.  Prior to joining U.S. Bank, James was with Sirva Relocation for 11 years running the Corporate Relocation Mortgage Sales Division.  Throughout James’s career, he has held similar national sales positions with mortgage companies and financial institutions.  His current responsibilities include HFA sales, HFA lender relationship management, collaborating with Fulfillment, Pooling, and Accounting.  He is also involved in product development with the HFAs, Fannie Mae, Freddie Mac, and Ginnie Mae.  James is based in Scottsdale, AZ.


David Dworkin

President & CEO

National Housing Conference


David M. Dworkin joined NHC as president and CEO in January 2018. Prior to joining NHC, David worked as a senior policy adviser at the U.S. Department of the Treasury, where he advised senior Treasury Department officials on matters related to housing and community development. His expertise includes credit availability; housing finance reform, mortgage servicing, affordable housing, access to credit, residential housing vacancy, abandonment and demolition and community stabilization strategies. He also served as a member of the White House’s Detroit interagency team, where his responsibilities included developing and implementing strategies to assist in the City of Detroit’s revitalization.


His service in the administration of President George H.W. Bush included the State Department’s acting deputy assistant secretary for legislative affairs. As national security advisor to Rep. Rod Chandler of Washington, he was recognized by Secretary of State James A. Baker III for his key role in the negotiation of the Bipartisan Accord on Central America, which led to the end of Nicaragua’s civil war and inauguration of its first democratically elected government.


Helen Feinberg

Senior Vice President - HFA Lending

U.S. Bank Home Mortgage


Helen Hough Feinberg serves as manager of RBC Capital Market’s Florida Municipal Finance office and Multifamily sector leader nationally. Ms. Feinberg has approximately 30 years’ experience in the affordable housing sector having served as underwriter or placement agent on a wide range of single family and multifamily transactions. Her client base includes state and local housing finance agencies, public housing authorities, developer and non-profits.


Ms. Feinberg graduated from Wake Forest University where she received a Bachelor of Arts degree with majors in both Economics and Spanish. She is a licensed General Securities Representative, Municipal  Securities Principal and General Securities Principal. Ms. Feinberg currently serves as an advisory council member for the Florida Housing Coalition and a board member of the Coalition of Affordable Housing  Providers. Ms. Feinberg was appointed by Governor Jeb Bush to serve as Chair of the Affordable Housing Study Commission from 2004 through 2007 and previously served as a member of Fannie Mae’s  National Advisory Council for a two year term.


Brent Feller


Chapman & Cutler 


Brent Feller is a partner in Chapman's Tax Department. Brent is primarily involved in the tax aspects of financings throughout the country, including new money and refunding financings for the benefit of governmental issuers and 501(c)(3) organizations, including colleges and universities. He represents issuers, underwriters, and outside bond counsel in all matters relating to tax-exempt and tax-advantaged bonds. He is also a frequent author and speaker on tax-related issues.


Brent has been practicing law since 1998. Prior to joining Chapman, he was employed at Blank Rome LLP in Philadelphia.


Mike Flood

Senior Vice President, Commercial/Multifamily Policy and Member Engagement

Mortgage Bankers Association


Mike Flood is the Senior Vice President of Commercial/Multifamily Policy and Member Engagement at the Mortgage Bankers Association. In this role, he is responsible for leading public policy and member engagement across all commercial real estate finance sectors including mortgage banking companies, bank portfolio lenders, life insurance companies, multifamily-focused lending institutions, affordable housing lenders, commercial mortgage-backed securities issuers, and investment management firms.

Prior to joining MBA, Flood worked at the CRE Finance Council (CREFC), where he was Deputy Executive Director and head of the Washington, D.C., office. Prior to that, he served as the organization's Vice President, Head of Government Relations and Vice President of Policy and Economic Research. He has also held senior roles at the Structured Finance Industry Group, Association for Advanced Life Underwriting, Fannie Mae, and KPMG.


Richard Froehlich*

NALHFA President

First Executive Vice President and Chief Operating Officer

New York City Housing Development Corporation 


Richard M. Froehlich is First Executive Vice President and Chief Operating Officer of the New York City Housing Development Corporation (HDC). After joining HDC as its General Counsel in 2003, Richard has been promoted several times to his current position.  He directs the Corporation’s bond finance and operating activities. Richard is also an adjunct associate professor at Columbia University Graduate School of Architecture, Planning and Preservation and teaches two courses on affordable housing finance and public finance, respectively.


Richard has been a primary coordinator of HDC’s award-winning preservation efforts that have led to the continued affordability of over 125,000 units of low and middle income housing in New York City.  He has also been a leader in designing and implementing HDC’s participation in Mayor Bill De Blasio’s Housing New York plan to build and preserve 300,000 units of affordable housing in New York City. Elected as a member of the Municipal Securities Rulemaking Board for a four-year term beginning October 1, 2014, Richard served on the MSRB, a self-regulatory organization created under the Federal Securities Act Amendments of 1975 to regulate the municipal finance industry. Richard was also elected to the board of the National Association of Local Housing Finance Agencies in 2014 and currently serves as its President.


Prior to joining HDC, Richard was a Counsel at the law offices of O’Melveny & Meyers LLP where he was involved in numerous multi-family housing transactions representing equity investors, lenders, credit enhancers and issuers in bond-financed transactions. He is a 1988 graduate of Columbia University School of Law and a 1985 graduate of Columbia University's Columbia College.


Danny Gardner

Senior Vice President

Single-Family Affordable Lending and Access to Credit


Danny Gardner leads Freddie Mac’s Single-Family Affordable Lending and Access to Credit business. He is a member of the Single-Family Senior Management Team, reporting directly to Executive Vice President Dave Lowman. In his role, he is primarily responsible for fulfilling Freddie Mac’s community mission to provide sustainable homeownership education and financing to families who are traditionally underserved by the market. He is also responsible for overseeing Freddie Mac’s delivery and performance against the Single-Family Affordable Lending goals, Duty to Serve regulation and Access to Credit activities in the FHFA Scorecard.  He leads engagement with state and local housing finance agencies, diverse and inclusive realtor associations and national and local community development organizations, to establish partnerships and programs that create successful homeowners.


With Freddie Mac since 2015, Mr. Gardner brings over 24 years of mortgage banking experience. He has spent most of his career in leadership roles focused on providing opportunities for families to buy their first homes. As leader of CRA Lending for the mortgage businesses of Citibank and Capital One and chief operating officer of the National Community Stabilization Trust, he helped municipalities and nonprofit organizations reclaim neighborhoods devastated by the foreclosure crisis. He’s also spent a large part of his career working with state and local housing finance agencies by serving as program administrator and master loan servicer for first-time homebuyer programs.


Kevin Giddis

Chief Fixed Income Strategist

Raymond James & Associates


Kevin Giddis joined Raymond James in April 2012 when Morgan Keegan was acquired by Raymond James. He serves as chief fixed income strategist for the Investment Strategy team. He is also a former member of the Raymond James Executive Council. Kevin joined Morgan Keegan in 1998 as head of the fixed income retail trading desk. In 2008, he was named head of fixed income sales, trading and research, prior to being named president of the fixed income capital markets division in 2010. He was a member of Morgan Keegan’s executive committee, the firm’s credit committee, Regions Bank’s economic forecasting committee and Regions Bank’s traded markets open committee.


Prior to joining Morgan Keegan, Kevin was senior vice president and head of taxable fixed income trading at Principal Financial Securities in Dallas. He previously served as vice president and head of dealer desk at Hibernia National Bank in Dallas. Kevin was also an institutional salesman at Deposit Guaranty National Bank and Howard Weil & Co. in Jackson, Mississippi. He earned a Bachelor of Science degree in finance from the University of Southern Mississippi. Kevin serves on the board of trustees of St. George’s Independent School. He also serves on the University of Southern Mississippi Athletic Foundation Board. Kevin makes regular appearances on Bloomberg Television, Fox Business News and CNBC, and is frequently quoted in publications including MarketWatchInvestors Business DailyBarron’s, The Wall Street JournalReutersCNN MoneyUSA Today and The New York Times.


Rachel Grossman

Managing Director

Head of Affordable Housing Secondary Markets


Rachel Grossman serves as Head of Affordable Housing Secondary Markets for Chase’s Community Development Banking group within Commercial Banking. With over 20 years of banking experience, she is dedicated to identifying additional opportunities and solutions for the financing of affordable housing.


Grossman previously served as Wells Fargo’s Multifamily Capital Affordable Housing Screening Group. Prior to that, she was a Senior Vice President for the New York City Housing Development Corporation. Grossman received her Bachelor of Arts Degree in Political Science and International Studies from Yale University and her Master’s in Public Policy from Harvard University. She serves on the Board for Settlement Housing Fund, Inc. and Crenulated Housing.


Rachel is based in New York City.


Patricia Ho

Vice President

Caine Mitter & Associates 


Patricia Ho is a Vice President at Caine Mitter & Associates Incorporated, a financial advisor to 27 HFAs whose broad range of services includes municipal and pricing advisory, quantitative consulting, TBA pipeline and risk management, securities bidding and swap advisory. In her nine years of experience working with HFAs, she has assisted in developing the secondary market program for 8 HFAs and continues to oversee the secondary market execution for 7 HFAs. She also has extensive experience in structuring both single family and multifamily housing revenue bonds, in addition to advising on all aspects of HFA programs. She has spoken at multiple national conferences thanks to her broad experience in single family executions. In addition to working with HFAs, she has acted as an industry mentor and participated in career panels for several years on behalf of the Futures and Options program, a program aimed at empowering underserved youth in the New York City area by offering career and mentorship programs to a diverse group of high school students. She received her Bachelor of Science in Economics from the Wharton School at the University of Pennsylvania.


Gerald M. Howard

Chief Executive Officer

National Association of Home Builders


Jerry Howard, Chief Executive Officer of the National Association of Home Builders, has over 25 years of association experience and a lifetime in the housing industry. Jerry began his association career at the National Association of Realtors, where he served as a Legislative Analyst for tax issues. Prior to joining NAHB, Jerry served as the Chief Lobbyist for the National Council of State Housing Agencies where he was instrumental in the development of the low-income housing tax credit as part of the Tax Reform Act of 1986. Before embarking on his association career, Jerry practiced real estate law in his home state of South Carolina. His exposure to the housing industry has literally encompassed a lifetime; Jerry grew up working in a variety of roles for his father, a developer.


Alan Jaffe

Managing Director - Head of Public Finance Housing, Real Estate, and Project Finance



Alan Jaffe heads the Public Finance Housing, Real Estate and Project Finance groups at Jefferies LLC, the largest independent investment bank in the United States. During his 19-year career, he has senior managed over $35 billion in transactions across numerous sectors specializing in housing, real estate and project finance, including transaction for some of the largest housing finances agencies and housing authorities in the country, as well as landmark transactions combining public entities and real estate, including student housing, World Trade Center financings post-September 11, military housing privatization financings for the Army in Hawaii and one of the few tax-exempt financings solely for workforce housing. Prior to joining Jefferies, he was a senior banker at J.P. Morgan and Goldman Sachs. Mr. Jaffe received a BS in Finance and Economics from New York University’s Stern School of Business.


Barry Krinsky


Citi Community Capital 


Mr. Krinsky is the National Production Manager of Citi Community Capital (CCC).  He has over 25 years of experience providing real estate lending, mortgage banking and investment banking services to developers, owners and operators of real estate.  He is responsible for overseeing the financing of multifamily affordable housing utilizing Low Income Housing Tax Credits combined with tax-exempt and/or taxable construction and permanent loans using CCC’s proprietary balance sheet programs as well as those offered by CCC via its Fannie Mae Delegated Underwriting and Servicing and Freddie Mac Optigo Lender relationships.


Prior to joining CCC, Mr. Krinsky was a Vice President of Capmark Finance Inc., previously known as GMAC Commercial Mortgage. In this capacity Mr. Krinsky was responsible for originating numerous transactions financed with tax-exempt bonds and/or Low Income Housing Tax Credits. Other responsibilities included product marketing, initial loan underwriting and process management. The principal financing products included Agency tax exempt bond credit enhancement and mortgage loans throughout the Eastern United States.


Mr. Krinsky graduated Magna Cum Laude from Syracuse University with a Bachelor of Science in Telecommunications Management.


Jonah Lee*

Director of Portfolio Management & Preservation

San Francisco Mayor's Office of Housing 


Jonah joined the San Francisco Mayor’s Office of Housing and Community Development (MOHCD) in 2018.  As Director of Portfolio Management and Preservation, he is responsible for overseeing the City’s existing multi-family affordable housing portfolio of more than 350 developments, and over 27,000 apartments.  Jonah also directs the City’s preservation strategy, which includes acquisition and recapitalization programs to preserve and expand the City’s affordable housing stock by taking it off the speculative market.  Prior to joining MOHCD, Jonah spent 12 years at the New York City Housing Development Corporation (HDC).  Most recently, as Vice President of Asset Management and Director of Preservation where he managed HDC’s preservation finance programs and oversaw asset management functions relating to HDC’s $14 billion portfolio of assets, including more than 1,200 properties containing over 200,000 apartments.


Andrew Moffitt

Chief Technology Officer and Chief Information Security Officer

HDS Companies 


Andrew Moffitt is a seasoned American Tech Industry Executive. He brings more than 25 years of operational experience holding various leadership roles within the technological sphere, including over 15 years of hands-on experience managing Housing Industry Applications.  At present, he serves as Chief Technology Officer (CTO) and Chief Information Security Officer (CISO) at HDS Companies, leading the corporation’s long-term technology vision. 


In his role, Andrew is responsible for all aspects of the companies’ information systems and services, as well as managing corporate security for all internal networks, disaster recovery, and business continuity plans. He leads the IT Group working in conjunction with the Development and Quality Assurance departments to facilitate the technical community within HDS, managing all Quality Control and databases for each of the business unit’s systems. He works closely with the HDS production environments to identify potential risks, performance issues, and other related production matters. Andrew also actively leads the technology customer care, support, and information services team. He provides solutions for many of the HDS agency clients and partners by delivering assistance with hardware and network inquiries and related support. 


Andrew’s vast experience includes the implementation of a 2,000-user network; this project involved installing and updating various systems, purchasing, and providing product assistance for a sizeable government agency in the State of Florida. Andrew builds and implements testing environments for the HDS Development team in both Oracle and MS-SQL. Andrew is also responsible for the quality maintenance of our technology, test environments, and the assurance of the security of our sensitive data. 


Prior to joining HDS Companies, he played a key technology role at several companies including Kennsco-Service 2000, AinTV, Galacticomm, and Fourbit Group. Throughout his career, the technology he has worked with includes Banyan/Vines, Novel, Apache, WebSphere, WebLogic, Windows NT through Server 2019, Microsoft SQL Server, DB2, Oracle, Linux/Unix. 


Kevin Murphy*


Hawkins Delafield & Wood, LLP 


Kevin Murphy is a partner in the New York City office of Hawkins Delafield & Wood LLP. Kevin serves as bond counsel, underwriters’ counsel and disclosure counsel in state and local housing finance agency bond transactions to finance affordable rental housing development and preservation and single-family mortgage lending programs. Kevin previously served in HUD’s Office of General Counsel in Washington, D.C., and, prior to practicing law, worked in affordable housing development at a local housing authority.  Kevin is a graduate of New York University School of Law and Harvard University.


Kent Neumann, Esq.

Founding Member

Tiber Hudson


Kent Neumann has been in the affordable housing and healthcare business for over 21 years.  Mr. Neumann has served as underwriter’s counsel, purchaser’s counsel, bond counsel, lender’s counsel and borrower’s counsel and has also advised issuers and other clients on the legal and financial aspects of a wide range of tax-exempt and taxable financings around the country.  These include publicly offered and privately placed financings using credit enhancement provided by FHA, Ginnie Mae (GNMA), Fannie Mae, Freddie Mac, the Federal Home Loan Bank, municipal bond insurance, bank letters of credit, insurance company guaranties, as well as unrated and/or uncredit-enhanced bond deals. Many of these transactions have involved multiple-tier financings utilizing senior/subordinated and other complex structures designed to achieve optimal efficiency and savings. These include “50% test” and cash-collateralized bonds as well as loans from Rural Development and HUD / FHA under various programs including 515, 538, 202, 221, 223, 236, 242, Section 8 and HOPE VI.


Mr. Neumann has been one of the most innovative attorneys in his field creating and developing many of the financial structures used today in both housing and healthcare industries. Many of these structures have created millions of dollars in savings while simultaneously providing efficiency in the execution. In addition, Mr. Neumann has a unique level of experience in and knowledge of cashflow modeling, rating agency requirements, credit enhancement programs, financial structures and other critical variables affecting bond financings.


Mr. Neumann graduated magna cum laude from the University of California, San Diego, where he received a B.A. degree in Psychology in 1995.  He graduated magna cum laude from Tulane Law School in May 1998 and is a member of both the State Bar of California and the District of Columbia Bar.  He is also a member of the American Bar Association and the National Association of Bond Lawyers.


Geoff Proulx

Managing Director

Morgan Stanley


Mr. Proulx is the Head of Morgan Stanley’s Housing Group. He joined Morgan Stanley in June 2008 from UBS, where he had been a member of its housing group since 1997. He has twenty-eight years of combined housing banking and legal experience. He is a technical banker and has extensive experience in the implementation of innovative multi-family family and single family financing structures. His single family experience includes developing plans of finance in parity bond indentures for both whole loan and MBS issuers and the implementation of a variety of pass-through structures. He has extensive experience in the structuring and sale of multi-family bonds issued in parity indentures and as stand-alone and conduits issues.  He has worked with all types of credit structures and subsidy programs. Mr. Proulx holds a M.B.A. from the Columbia Business School with a concentration in finance. He is also an attorney and practiced law at a large Boston law firm after having received a J.D. from the George Washington University Law School. He received his B.A. cum laude from Middlebury College. He is admitted to practice law in Massachusetts, the Federal District of Massachusetts, and the District of Columbia. Mr. Proulx serves as the Chair of the Board of Trustees of Project Renewal, a large not-for-profit provider of shelter and services to homeless in New York City. He also currently serves as the President of the Board of Governors of The Municipal Forum of New York and is a Trustee of the Citizens Budget Commission.



Erin Quinn

Director, Affordable Lending - HFA Engagement Client and Community Engagement

Freddie Mac 


Erin Quinn is the Director of HFA Engagement in the Client and Community Engagement organization, where she spearheads Freddie Mac’s partnership, strategy and engagement efforts with state and local housing finance agencies as well as community development financial institutions nationwide. She serves as a primary resource for HFAs, CDFIs, their business partners, and internal and external stakeholders.


Before joining Freddie Mac, Ms. Quinn worked at the U.S. Department of the Treasury as the Director of the Hardest Hit Fund, which provided $7.6 billion to state housing finance agencies to prevent foreclosures and stabilize housing markets in areas that were “hardest hit” by unemployment and home price declines.  Prior to her tenure at Treasury, she worked at the New Mexico Mortgage Finance Authority in various roles, including Director of Homeownership and Senior Policy and Program Advisor.  Ms. Quinn has also held financial and economic analyst roles for consulting and law firms, and served as a Peace Corps Volunteer in Honduras.


Ms. Quinn holds a Bachelor’s degree from the University of Notre Dame and an MBA from the University of New Mexico.


Gary Rodney




Gary Rodney works with the senior management team to expand and improve on CREA’s investor base and enhance relationships in different markets. With a wealth of experience from many sides of the affordable housing space, he brings a broad base of perspectives to the table. Nominated by New York City mayor Bill de Blasio in 2014, Gary served as president of the New York City Housing Development Corporation. He enjoys getting to know each and every client, listening to what’s important to them, and ensuring CREA does everything possible to address their needs and concerns. At the end of the day, what matters most to Gary is knowing he’s played a part in helping someone achieve a better housing situation. When he’s not working, Gary enjoys spending time with his wife and three daughters, watching movies, and traveling. Gary received a Bachelor of Arts in Political Science degree from the University of Rochester and a Master of Urban Planning from New York University’s Robert F. Wagner Graduate School of Public Service.


Matthew Wambua

Vice Chairman & Head of Agency Lending

Merchants Capital


Mr. Wambua serves as Vicechair and Head of Agency Lending for Merchants Capital. Merchants Capital is an affordable housing mortgage lending platform, which provides Freddie Mac, Fannie Mae and FHA debt products, as well as on-book acquisition and new construction bank loans. Merchants provides cash and bond credit enhancement debt facilities for acquisition, refinancing, construction rehab and forward takeout's for new construction projects. Although recently formed, Merchants capital has quickly established itself as a market leader in affordable housing lending.  Merchants capital has evolved into a top-10 national multifamily affordable housing lender, with annual affordable housing volume exceeding $1BB. Merchants is committed to providing construction and preservation debt products for LIHTC, Section 8, workforce, mixed-income, and LURA properties. Merchants' debt facilities typically consist of complex structures, which require multiple public and private debt and equity counterparties, including banks, HFA's, public housing authorities, equity syndicators and investors.


In March 2011, Mr. Wambua was appointed Commissioner of the New York City Department of Housing Preservation and Development (HPD), the nation’s largest municipal housing agency, with a workforce of more than 2,000 employees and an annual budget of approximately $1.2 billion. HPD served as the primary steward of Mayor Bloomberg’s New Housing Marketplace Plan (NHMP), which called for the creation or preservation of 165,000 units of affordable housing.  During his tenure, Mr. Wambua oversaw the financing of approximately 47,000 housing units, representing a $6 billion investment. HPD exceeded annual production targets despite an adverse fiscal climate in which the annual budget was cut by over $90MM per year. Additionally, Mr. Wambua led a number of special initiatives, including: Refinancing the preservation of the City's largest multifamily middle-income housing development, Coop City; Financing the construction of Hunter's Point--the largest new affordable housing development since Coop City; Doubling the annual production of supportive housing units; Recrafting and legislatively reauthorizing J-51, the first significant reform of the J-51 program since the 1990’s; And launching HPD’s first MWBE initiative aimed at expanding opportunities for MWBEs to engage as developers and contractors on HPD sponsored/financed projects.


Jessica Wright

Managing Director

Head of Affordable Housing Secondary Markets


Jessica Wright is Fannie Mae's Relationship Manager, reporting to the Vice President of the Single Family Community Lending department. Wright is responsible for developing and executing holistic business strategies that support the Housing Finance Agencies (HFAs). In this role, she manages business relationships for HFAs in the mid-west and western parts of the U.S. and works to maximize the value of these customer relationships to drive mutually beneficial business results.


Ms. Wright joined Fannie Mae in 2003. During her tenure, she has held various positions in product development, investor relations, and project management. Her diverse background and proven track record of generating creative ideas, business solutions and implementation management have helped her garner leadership roles in various strategic initiatives. Prior to joining Fannie Mae, Wright worked for Ernst and Young LLP as a project manager in the tax compliance division.


Wright has completed the School of Mortgage Banking training (SOMB I & II) through the Mortgage Bankers Association.







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