DC Housing Finance Authority is an administrator of impactful multifamily developments and single-family programs. Our dedication to delivering affordable housing provides developers with tax-exempt bonds and DC residents with affordable rentals, homeownership opportunities, low-cost mortgages and down payment assistance. The Agency is celebrating its 45th year of housing industry leadership.

Housing Finance Authority of Miami-Dade County: HFA Miami is committed to tackling the urgent challenge of affordable housing shortage in Miami-Dade County. Our focus lies in providing avenues for first-time homebuyers, empowering them to realize their aspirations of homeownership while nurturing vibrant, flourishing communities. Through the Multifamily bond program, we employ strategic financing, acquisition, construction, and rehabilitation endeavors aimed to forge sustainable solutions that ensure equitable access to affordable housing for all residents.

CSG Advisors is a Certified Women-Owned, independent municipal advisory firm that partners with public housing agencies and housing finance authorities to strategically manage their portfolios. We deliver tailored solutions backed by nationwide experience because we believe affordable housing and communities should be a reality for all.

Invest Atlanta is the official economic development authority for the City of Atlanta. With a focus on equity, Invest Atlanta is strengthening Atlanta’s economy and global competitiveness to create increased opportunity and prosperity for all of Atlanta. Invest Atlanta develops and fosters public-private partnerships to accelerate job creation, neighborhood revitalization, affordable housing, and innovation and entrepreneurship.

Merchants Capital is one of the nation’s top lenders for the refinance, acquisition, new construction, and substantial rehabilitation of multifamily, affordable, and senior housing. Whether you are considering tax credit syndication, Freddie Mac, Fannie Mae, HUD/FHA insured or balance sheet financing, let our personalized services help you meet your financing objectives.

The New York City Housing Development Corporation (HDC) is the nation’s largest municipal Housing Finance Agency and is charged with helping to finance the creation or preservation of affordable housing for New Yorkers. HDC also serves as a key financing partner in the rehabilitation of New York City’s public housing stock under the NYCHA Permanent Affordability Commitment Together (PACT) initiative. HDC ranks among the nation’s top issuers of mortgage revenue bonds for affordable multi-family housing on Thomson Reuter’s annual list of multi-family bond issuers.

RBC Capital Markets’ Housing group provides a comprehensive suite of debt, credit and equity products, providing a range of housing finance solutions to meet the needs of housing finance agencies, investors and the affordable housing community. Our group is a key specialty sector within our Municipal Markets platform and actively works with over 30 state Housing Finance Agencies (HFA) and 30 local housing issuers. In 2023, we were the #1 lead manager of combined single and multifamily housing bonds (Negotiated: True Economics to Book Runner; source: Bloomberg). In addition, we work with many affordable housing developers nationwide and have one of the largest dedicated teams of full-time municipal finance bankers covering single and multifamily housing.

Since the firm’s founding in 1913, Chapman and Cutler has focused on finance. Chapman has represented market participants in virtually all aspects of public finance, banking, corporate finance and securities transactions since our inception. Chapman has an extensive housing finance practice and represents issuers and underwriters in housing bond financings throughout the country.

Hilltop Securities is a full-service municipal investment bank and wealth advisory firm providing financial services for public entities, institutional investors, housing finance agencies, broker-dealers, and individual investors. Founded in 1946, HilltopSecurities’ primary areas of focus include public finance, capital markets, structured finance, retail brokerage, clearing services, and securities lending. Member: NYSE/FINRA/SIPC.

Jefferies (NYSE: JEF) is a leading global, full-service investment banking and capital markets firm that provides advisory, sales and trading, research and wealth and asset management services. With more than 47 offices in 21 countries around the world, we offer insights and expertise to investors, companies and governments.

Morgan Stanley is a leading global financial services firm with offices in 41 countries providing investment banking, securities, wealth management and investment management services.

Nevada Rural Housing (NRH). Mission first. Everything else second. Our mission is our North Star, guiding us to deliver best-fit housing solutions throughout rural and frontier Nevada. When more Nevadans can find affordable rental units or purchase a home of their own, we all benefit through stronger, more stable, and economically vital communities. NRH’s mission is to promote, provide and finance affordable housing opportunities for all rural Nevadans. NRH does this through homeownership programs, rental services, community development initiatives, and Weatherization and home repair. NRH serves Nevada’s 15 rural counties and the rural portions of Clark and Washoe Counties – a coverage area of 110,000 square miles and home to more than 1.3 million Nevadans.

OCHFA is a regional housing finance agency empowered to utilize our financial resources to provide homeownership and rental opportunities to low to moderate income families throughout Central Florida. We strategically align our resources with our private, non-profit, and government partners to proactively develop, implement, and sustain affordable housing programs, and initiatives.

Southeast Texas Housing Finance Corporation (SETH) issues tax-exempt revenue bonds for both single family and multifamily developments. Through its Single Family Programs, SETH can offer homebuyers down payment and closing cost assistance. Homebuyers also benefit from SETH’s Homebuyer training and may also utilize a Mortgage Credit Certificate at no cost. SETH participates in multifamily partnerships and can offer incentives to maintain project affordability.

The Stifel Housing Group leads nationally in single family mortgage revenue bond transactions for local housing finance agencies. Stifel’s unique expertise spans single-family daily priced programs, mortgage-revenue bond underwriting, mortgage program design, implementation and optimization, program administration and quantitative analysis. The Stifel team provides custom solutions to help HFAs find the best program structure and financing execution.

Trio is an affordable homeownership financing program that combines FHA mortgages and lease-to-own financing to responsibly expand access to credit assisting more households achieve the goal of homeownership. Through public-private partnerships with NALHFA members, Trio is helping households in local communities earn their down payment and secure their housing future.

As an industry leader with over 100 years of commitment to the public sector and a premier trading platform, BofA Securities helps municipal and conduit issuers raise debt capital, while offering specialized tax advantaged services to institutional investors.

The Capital Area Housing Finance Corporation (CAHFC) was established in 1981 to address workforce housing needs in Central Texas. Over time we introduced new initiatives to expand our ability to provide meaningful resources and tools to first-time home buyers, developers, realtors and investors. Today we assist in meeting the housing needs of workforce families in Bastrop, Blanco, Burnet, Caldwell, Fayette, Hays, Lee, Llano, and Williamson Counties, as well as the City of San Marcos.

Caine Mitter is a full service municipal advisory firm focused on advising housing finance agencies (“HFAs”). In 2024, Caine Mitter was ranked the #1 Financial Advisory Firm in Housing according to LSEG data, with 138 issues totaling $11.3 billion. Caine Mitter advises on all capital market sectors relating to affordable housing, acting as financial advisor, quantitative consultant, swap advisor, investment bidding agent, and TBA program administrator on behalf of its clients. Through these services, Caine Mitter has opened doors for HFAs to create and maintain some of the most innovative, successful and resilient affordable housing programs in the country.

We take pride in working to develop diverse communities capable of sustaining a high quality of life and economic opportunity by expanding access to capital. Our Community Development Banking business provides loans, investments and community development services that help meet the needs of low- and moderate-income households and communities nationwide.

The Dakota County Community Development Agency (CDA) is a local government organization dedicated to improving the quality of life for Dakota County residents. It offers a variety of programs focused on housing, community development, and economic vitality, managing over 2,800 housing units and supporting local initiatives across the county.

Founded in 1972, Dominium is a leading owner, developer, and manager of affordable apartment communities nationwide. With more than 36,000 owned and/or managed homes at more than 220 sites in about half of all U.S. states, Dominium is known for creative solutions to unique and challenging development projects, and management expertise. In 2020, Dominium was named a Best Managed Company by Deloitte and ranked as the second largest owner of affordable housing by Affordable Housing Finance. In 2021, Dominium was ranked seventh in the NMHC list of 25 largest developers, and 31st in 2021 in the NMHC 50 Largest Apartment Owners ranking.

The Housing Finance Authority of Pinellas County, Florida was created by the Board of County Commissioners of Pinellas County, Florida on October 28, 1982, pursuant to Ordinance No. 82-32, in accordance with the provisions of Chapter 159, Part IV, Florida Statutes, as amended and supplemented. The Pinellas HFA is empowered to alleviate the shortage of affordable residential housing facilities and to provide capital for investment in such facilities for low-, moderate- or middle-income families and persons anywhere within the County through the issuance of its revenue bonds. The Pinellas HFA achieves this goal by partnering with Pinellas County, local jurisdictions within Pinellas County, lenders, developers, investors, and non-profit organizations. These activities help families become more stable, put down roots and climb the economic ladder.

Down Payment Resource is an award-winning technology provider helping the housing industry connect homebuyers with the homebuyer assistance they need. With toolsets tailored for real estate agents, multiple listing services and mortgage lenders, our technology empowers housing professionals to make affordable home financing opportunities more accessible while growing business and forging referral partnerships.

Since 1982, Enterprise has created 1 million homes to make home and community places of pride, power and belonging for all. We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and build and manage communities ourselves.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we’ve made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders, investors, and taxpayers.

Golden State Finance Authority (GSFA) is a California leader in affordable housing. Since its founding as a public entity in 1993, GSFA has helped over 86,300 families buy homes, provided $673 million in down payment assistance, and financed $1 billion in energy efficiency projects, enhancing communities statewide.

Founded in 1854 and with over 60 lawyers in ten offices across the country, Hawkins Delafield & Wood LLP is the only national law firm whose practice is devoted to public finance and public projects. The firm’s housing finance group includes more than two dozen bond and tax attorneys who work with HFAs in more than 15 states, including the nation’s most active housing bond issuers.

HDS Companies (HDS Software and eHousingPlus) are the leading provider of diverse HFA business solutions and professional technical services. We are dedicated to delivering you the solutions to transform the business of this market, manage regulatory processes, and provide secure platforms to deploy the same.

Kutak Rock is a full-service national law firm that specializes in financings for state and local governments. In 2024, it ranked first nationwide for the number of bond counsel transactions and second for dollar volume. Over the past 20 years, the firm has served as counsel on more than 6,175 transactions that finance housing projects, exceeding $206 billion.

Minnesota Association of Local Housing Finance Agencies Established in 1985, MALHFA aims to foster professional development of local housing finance professionals. MALHFA develops policies and positions that enhance affordable housing and improved neighborhoods throughout Minnesota; and advocate for those policies, positions, and resources.

Mortgage Guaranty Insurance Company (MGIC) makes homeownership possible –sooner –for more people by making affordable, low down-payment mortgages a reality. We're proud to be leading the private mortgage insurance industry, supporting our customers, and helping people find a better way to achieve their dreams of homeownership since 1957. Explore our services and tools.

Moody’s Investors Service (MIS) is a leading global provider of credit ratings, research, and risk analysis. A rating from Moody’s enables issuers to create timely, go-to-market debt strategies with the ability to capture wider investor focus and provides investors with a comprehensive view of global debt markets through our credit ratings and research. Moody’s trusted insights can help decision-makers navigate the safest path through turmoil and market volatility.

The Phoenix IDA is a nonprofit community investor whose mission is to provide access to funding to benefit underserved communities. The Maricopa and Phoenix IDAs have provided downpayment assistance since 2012 through our Home in Five programs. To date, Home in Five has assisted over 25,000 new homeowners.

Raymond James is a different kind of financial services firm, embracing long-term planning, valuing methodical decision-making and remaining client-focused. This approach plus a long-standing commitment to affordable housing and relationships with HFAs and developers have made Raymond James a top 10 underwriter for affordable housing issues and a leading provider of LIHTC equity.

As a committed advisor with staying power, U.S. Bank offers a full spectrum of products, programs and services focusing on the client experience. Our Housing Finance Agency division is a committed master servicer, dedicated to affordable housing and first-time homebuyers. Our sustained commitment to affordable lending is matched only by our recognition as a World's Most Ethical Company® by the Ethisphere Institute, ten years in a row. Contact us today to learn more.

AWashington County CDA’s mission is to improve lives by providing access to affordable housing and supporting community and economic development in Washington County, Minnesota. The CDA finances both multifamily and single-family developments. Our agency experts allocate LIHTC, issue bonds, and provide subordinate debt from local tax levy, CDBG, and HOME funds; as well as provide home improvement loans and homebuyer assistance.

Wells Fargo & Company is a diversified, community-based financial services company with $1.93 trillion in assets. Wells Fargo’s vision is to satisfy our customers’ financial needs and help them succeed financially. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, investment and mortgage products and services, as well as consumer and commercial finance. With approximately 226,000 team members, Wells Fargo serves one in three households in the United States. Wells Fargo & Company was ranked No. 34 on Fortune’s 2024 rankings of America’s largest corporations. News, insights and perspectives from Wells Fargo are also available at Wells Fargo Stories. Additional information may be found at | X: @WellsFargo.